HOPC is an acquisition and management company, purchasing delinquent mortgage notes from lenders in bulk at a discount price. HOPC buys nonperforming loans with new investors or the existing lender funding the purchase.The first and best outcome for each loan is a modification that keeps the homeowner in place. This results in a win-win-win for investors, homeowners and the communities they live in. To this end, HOPC will implement the following “waterfall” process to maximize the value of the loan portfolios purchased.

HOPC ‘s solutions offer distinct advantages versus hedge fund and other Wall Street institutional purchases. They will keep more homeowners in place, reduce foreclosures, and stabilize neighborhoods and residential real estate markets.

With SACs, investors will be able to participate in an alternative asset class without the complications of real estate management.